Penny was a personal finance app that aimed to assist individuals in tracking their income and spending. It provided users with important and enjoyable information about their finances through chat interactions. However, Penny was acquired by Credit Karma, a company that provides free access to credit scores for 80 million people. Consequently, the Penny app is no longer available, but Penny's commitment to offering friendly and helpful financial advice lives on within Credit Karma. For those seeking similar personal finance apps, some noteworthy options include Digit, which automatically saves spare change, Stash, a platform that facilitates investment starting from as little as $5, Qapital, which allows users to establish rules to enhance savings, and Empower, an app that tracks spending and income. Additionally, it is recommended to explore Credit Karma for easy credit score monitoring and other financial benefits.